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Citigroup was formed from one of the world's largest mergers in history by combining the banking giant Citicorp and Travelers Group.

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Citi works tirelessly to serve individuals, communities, institutions and nations. With 200 years of experience meeting the world's toughest challenges and seizing its greatest opportunities, it strives to create the best outcomes for its clients and customers with financial solutions that are simple, creative and responsible.

Your Career

What to expect

Hiring the best talent is critical to the success of Citi. So it runs graduate schemes in every region - EMEA, Asia-Pacific, North America and Latin America - and across a broad range of business divisions.

Citi's EMEA opportunities are summarised below:

Capital markets origination

Citi's Capital Markets Origination (CMO) business - sometimes known as ECM (Equity Capital Markets) and DCM (Debt Capital Markets) - raises capital in the financial markets for its clients. These could be multinationals, institutions or public sector organisations that want to expand their operations on a huge scale (across EMEA and beyond). It originates, structures and executes new issues of capital (e.g. in an initial public offering or through bond issuance), manage existing liabilities and perform a variety of other related services.

Consumer banking

Consumer Banking is where economic know-how and first-class customer service come together. Over 15 million individual account holders enjoy a huge variety of quality products and services delivered directly to them through our 5,300 physical locations and around-the-clock internet and telephone banking. Citi's geographical presence and cutting-edge technology give its customers the ability to bank any way and time they like.

Corporate banking

Citi's Corporate Banking teams service the needs of the world's largest corporations, financial institutions and governments. Corporate bankers build a close relationship with their clients and develop a comprehensive understanding of the complex financial issues they face, enabling them to deliver a full array of tailored solutions ranging from capital markets, loans and derivatives to cash management, foreign exchange and trade finance. Citi solves its clients' domestic and cross-border needs using its global network to deliver solutions right down to local levels.


Citi's Finance teams oversee all financial reporting and controls that allow the global flow of capital into and out of the organisation. Controllers, treasurers, strategists, planning and analysis specialists, M&A and tax experts - these and many more strategic partners work closely with global management teams to support Citi's enterprise-wide activities.

Human resources

Touching every part of every employee's day-to-day life, Citi's Human Resources team works in close partnership with Citi business leaders to attract, position, develop and retain the talented individuals who work here.

Investment banking

Citi's Investment Banking teams work with major businesses, financial institutions and governments the world over. They provide in-depth strategic and financial advice acquisitions and disposals and debt and equity capital-raising. Enabling clients to reach their financial goals drives industry change and can influence the evolution of local, regional and global economies.

Investment research

Citi Investment Research sits at the heart of many Citi business processes, performing comprehensive analysis on governments, economies, markets, industries and companies around the world. This allows it to offer clients a consistent view of their entire investment universe and the macroeconomic environment in which they operate.


The functional heart of the business, Operations makes everything work, on time and on target, in a world that demands lightning-fast transaction speeds, pinpoint execution accuracy and full visibility. It ensures global transactions flow smoothly, around the clock, wherever Citi does business. Without it, the daily clearance, settlement and execution of a trillion dollars? worth of trades and the weekly movement of tens of billions of dollars in dozens of world currencies would come to a complete standstill.

Private bank

Through 60 offices in 25 countries, Citi Private Bank provides ultra-high-net-worth clients with sophisticated, exceptionally personalised wealth management expertise. Here it meets their exclusive banking and investment needs and offer top lending advice, acting as trusted advisers to the most successful families and leaders in industry, finance and culture.

Risk management

As an independent business unit, Risk Management supports profitability, stability and growth across Citi. Taking intelligent risks, without giving up individual accountability, means understanding market views deeply and working closely with global management teams. Assessing key risks in credit, market, architecture, infrastructure and capital allows Citi to develop solutions that manage risk in both the bank?s and its clients' favour.


Technology gives the bank a competitive advantage, whether it's in the complex, international multi-million-dollar trades it conducts every second, or the intricate trading strategies of the individual investor portfolios it supports across the globe. Advancing its technological capabilities day after day not only helps Citi deliver seamless services but works to build the systems that will define the digital bank of tomorrow.

Treasury and trade solutions

Citi's integrated suite of cash management, trade services and finance solutions provide multinational corporations, financial institutions and public sector organisations across the globe with the tools they need to succeed today and in the future. With its industry - leading offerings, clients can streamline business processes, manage working capital more effectively, reduce financing costs, secure timely transaction payments and commercial flow proceeds, and expand into new markets, minimising associated risks in the process.

Markets and securities services

The quality and the quantity of Citi's financial products and services in Markets and Securities Services really are as sophisticated and diverse as the variety of the thousands of corporations, institutions, governments and investors it serve.

In Sales and Trading, Citi advises its clients on the best investment opportunities in the markets, including equities, commodities, credit, futures and FX, and it buys, sells and structures their investments for them.

Through its award-winning Investor Services, Citi delivers customised middle-office, custody and investing and financing solutions to institutional, alternative and wealth managers. For intermediaries, its Direct Custody and Clearing division provides unrivalled asset servicing and transaction processing capabilities.



Life Insurance

Medical and dental insurance


Medical and dental insurance


Business Travel Accident insurance

Transportation Reimbursement Incentive Program (TRIP)


Child care benefits


Training and Development

Your development
Citi knows learning is a journey that shouldn't stop at graduation. It's always challenging, stretching and developing ourselves, professionally and personally, to ensure that it's always growing and making progress.

Learning with Citi
Because not all learning occurs in the classroom, Citi employs a holistic approach to graduate development that combines extensive on-the-job training with structured-classroom and virtual learning and that offers opportunities to gain insights from a network of talent throughout the organisation.

Citi bases its learning and development on the 70:20:10 model. This model recognises that, while training is an absolute necessity for developing a base of knowledge, only 10% of what we learn in the workplace directly comes from training. The rest of what we learn comes from learning from others (20%) and, mainly, learning on the job (70%).

Citi's graduate programmes
Citi's graduate programmes provide you with high-quality, award-winning training to give you a strong base and lots of support networks to learn from throughout your programme. Alongside this, it will provide you with the support you need to learn on the job from the day you join your desk - regardless of your background.

What does the future hold?

Citi's success is driven by its exceptional people - their passion, dedication and entrepreneurship - and it will be people just like you who will shape its future. At Citi, learning doesn't stop at graduation and there are many ways to embark on a rewarding career path, enjoying the global opportunities and long-term training and development initiatives experienced by over 240,000 employees worldwide.